Scam is a slang for a fake project or plot to steal money or goods . Nowadays scam is one of the new trends that some lazy humans use as a means of livelihood or justification for unemployment. It's a virus that's affecting the world at large . Fraudsters usually have a bait (most especially money and sex), something that interests you. They know how to manipulate and tell you things that would make you greedy in order for them to get what they want.
I would be pointing out some scam that you and I could be a victim of and I'll also mention the avenue they use to aid their scam .
Methods used by scammers
COVID-19 SCAMS
CHARITY
Fraudsters could come to you as a coronavirus charity organization lying about how they want to raise funds for the less privileged during this harsh covid-19 disaster, They would carve so much lies around circumstances for you to believe that they are real and even give you fake proves.
They are only playing on your emotions , You should check and confirm they the charity organization does exists before making any donations, if you are willing. Don't rely on their proofs get yours too.
ID THEFT
Some people have taken the Covid-19 vaccine, congratulations to them but please you shouldn't celebrate that by flaunting your covid-19 cards on the internet, It's very risky.
A fraudstee what have access to informations on your card and use it for their rediculous activities. For example in Nigeria we have the BVN(Bank Verification Number). If anyone who could possess your BVN , accurate birthday date , phone number and full name has access to your finance. Your Covid-19 card has two of these info , flaunting it in the internet would give fraudsters piece of information they need.
EXPONENTIAL MONEY INCREASE
If you see something on the internet that looks like this
"". Have you heard of x&y investments . It's an investment that gives you 5 x of your investment in 2 hours
100$ for 500$
200$ for 1000$
.... ""
It's scam . Don't ponder or think about it twice . They don't have a means of income . How is it even possible to get give 5 x in 2hours.
There was a time I was scrolling through facebook and I saw a post from a friend of mine , someone I know and talk to physically. The post had a screenshot of her phone with a notification of 90,000 naira credit alert with her name on it. "Wow that's much" I said to myself . The message on the post read " I recently joined a money tripling investment platform I invested 30000 naira and got 90000 naira , join xyz investment" . I opened the comment and saw 'interested"," how do I go about it", and so much more. I'm not gonna lie I was interested already too.
immediately, I chatted her up for more information. I kept on pestering her to give me more and accurate information , but she kept reffering me to whatsapp with a link . Then I felt she wasn't paid, she just wants referrals.
I went back to the post and checked on the profile of one of the comments that was interested. The first post I saw on the person's profile was a screenshot with a notification of 90000 naira alert with his name and same caption , now thats not even the problem. The person who put a comment "interested" on my friend's post ,posted the same thing but it was posted 15hrs ago but my friend's post was posted 3 hours ago. Which means the fraudster hacks or buys accounts and uses it to comment on his/her posts in order to convince victims.
That's when It occurred to me that her account could have been hacked, which I later confirmed.
Pls stay off anything that looks like this.
PONZI SCHEMES
A Ponzi scheme is a form of fraud that lures investors and pays profits to earlier investors with funds from more recent investors. The scheme leads victims to believe that profits are coming from legitimate business activity, and they remain unaware that other investors are the source of funds.
- wikipedia
So how does one detect a ponzi scam?
1. Unusual system upgrade
2. You aren't in charge of your money .
3 There's a day set aside for withdrawals, you can't withdraw whenever you want.
4. They pay refferal more
These are some signs that what you are about investing in is a ponzi scheme.
Telegram / crypto scam
Telegram is one flexible application. You can delete your message , delete someone else's message , Delete the chat and it would also be deleted at the other person's end.
It's advisable you don't converse about your business or an agreement to Telegram. once a conversation is deleted for both sides there would be no evidence.
There are bots on telegram that claims it could help you mine cryptocurrency. It would set a target ,once you reach that target it would request for some cryptocurrency before it would send your earned cryptos to you. It's scam don't try it pls . Although , there are some that works like
These two are tested and trusted.
PHYSICAL SCAM
These type of fraudsters are very intelligent. For some of these fraudsters they want to transact fast, and they don't want anyone to know except from the parties involved , while some carry their fraudulent activities with patience, at the end of the day , it's you who would be blamed. An example of such is a company or institution not paying people their wages and with no intention to do so.
When you want to transact physical business make sure there's a proper agreement and let other people know about it too.
LOVE SCAM
This is the prominent type of scam. They make fake instagram, facebook, hangout accounts and use a picture of a lady , mostly half naked pictures has a bait. They go to comments to reply potential victims with erotic words or some other stuff . The victims go to fraudsters private message to satisfy their curiosities . They give their victims the feelings that someone is madly in love with them, but sooner or later they would start requesting for funds.
You are the only one that can help yourself with these . Control your curiosity, dating online is a huge risk, it's not advisable.
Tip: Always talk about the police when conversing a business . Just tease the person with a lie about how close you are to a police officer and see how they react.
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Have a nice day .
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